Bank statement to QBO
Convert a PDF bank statement into a QBO Web Connect file for QuickBooks — or plain OFX for Xero and Quicken. Debits and credits are signed from the running balance, and the whole thing runs in your browser, never uploaded.
Drop your PDF bank statement here
or click to choose a file, converts to QBO in seconds
100% private · never uploadedWorks with statements from
Convert a bank statement to QuickBooks in three steps
No install, no upload, no waiting on a server — the whole thing happens in this tab.
- 1
Drop in your PDF
Drag a PDF bank statement onto the converter, or click to choose one.
- 2
We extract the transactions
Dates, descriptions, amounts and balances are detected in your browser.
- 3
Download Excel or CSV
Preview the table, then export a clean spreadsheet in one click.
| Date | Description | Amount | Balance |
|---|---|---|---|
| 03/04 | Payroll — ACME CORP | +2,450.00 | 8,912.36 |
| 03/06 | Whole Foods Market | −84.19 | 8,828.17 |
| 03/09 | Transfer to Savings | −500.00 | 8,328.17 |
| 03/12 | Shell Gas Station | −52.40 | 8,275.77 |
A real four-column export — the same layout for every bank.
Built around one idea: your statement is yours
A converter that treats your most sensitive document with the privacy it deserves.
Private by design
Your PDF is parsed entirely in your browser with JavaScript. It is never uploaded to a server — your financial data never leaves your device.
Clean Excel & CSV
Get a tidy table of date, description, amount and balance, ready for Excel, Google Sheets, or import into accounting software.
No signup to start
Drop a file and download the result. No account, no email, no watermark on your first conversions.
Works with most banks
Layout-based extraction handles the common statement formats used by Chase, Bank of America, Wells Fargo, Capital One, and hundreds more.
Pick the output your workflow expects
The same private, in-browser conversion every time.
Convert bank statement to Excel
Export a clean .xlsx workbook with numeric amounts, ready for pivots and formulas.
Bank statement to Excel
See how transactions map into Date, Description, Amount and Balance columns.
Convert bank statement to CSV
Import-ready CSV for QuickBooks, Xero and Wave bookkeeping.
What a bank statement CSV contains
See the CSV columns and delimiter, then open it in Excel or Sheets.
Bank statement to OFX
The open banking format Xero, Wave, Quicken and GnuCash import directly.
Bank statement to QIF
For Quicken, GnuCash, Moneydance, MoneyMoney and Banktivity.
What a QBO file is, and what this gives you
A QBO file is QuickBooks’ Web Connect format, and it is built on OFX (Open Financial Exchange), the open banking standard. This converter writes both: take the QBO download for QuickBooks Desktop, or the OFX download for Xero, Quicken, GnuCash and most other tools. Either way you get a structured transaction file instead of a PDF none of them can read. If you want the background on the format itself, see what a QBO file is.
Your bank hands you a PDF; QuickBooks wants structured data. This bridges the two. Drop the PDF in, and every transaction is pulled out into a proper OFX record with a date, an amount and a description, ready to import.
Debits and credits come out with the right sign
This is where most converters slip. A PDF often prints withdrawals and deposits in separate columns with no minus sign, so a naive export guesses the direction and gets half of them backwards. When your statement carries a running balance, ConvertFin reads the signed amount straight from how the balance moved, so a debit is a debit and a credit is a credit. The converter also checks its own math against that balance, so you can trust the file before it ever reaches your books.
QBO or CSV for QuickBooks?
Both work; pick by which QuickBooks you use.
- QBO carries the transaction type and signed amount in one structured file that QuickBooks Desktop imports through File → Utilities → Import → Web Connect Files.
- CSV is the most reliable path for QuickBooks Online, which has a built-in upload that maps the columns for you. Grab it from convert bank statement to CSV.
How to convert your statement for QuickBooks
- Drop your PDF bank statement onto the converter above. It is read locally in your browser.
- Review the preview table and the balance self-check, then click QBO to download the Web Connect file.
- In QuickBooks Desktop, go to File → Utilities → Import → Web Connect Files (or, for QuickBooks Online, upload the CSV). The full walkthrough is in importing a bank statement into QuickBooks.
Private by design
The PDF is parsed entirely in your browser with JavaScript, so the file is never uploaded and there is no server-side copy of your financial data. A statement carries your account number and full history, so the safest converter is one that never receives the file. Details are on the security page.
Works with statements from most banks
ConvertFin reads the statement layout rather than a fixed template, so it handles the formats used by most banks. Browse the full list of supported banks, or if you would rather work in a spreadsheet first, convert to Excel and save the file from there. One requirement: the PDF needs selectable text — scans and photos have no text layer to read.
Frequently asked questions
Does this produce a QBO file for QuickBooks?
Yes. The QBO download is a Web Connect file: OFX with the Intuit block QuickBooks Desktop looks for. The plain OFX download is also there for Xero, Quicken and GnuCash. For QuickBooks Online, the built-in CSV upload is often the simplest route, so we offer that export too.
Will debits and credits have the correct sign?
Yes, when your statement has a running balance. We read the signed amount from how the balance moved between rows, so withdrawals and deposits are not guessed from an unsigned column. Rows without a balance fall back to the amount as printed.
What is the difference between OFX, QBO and QFX?
They are dialects of the same standard. OFX is the open base, QBO adds the Intuit block QuickBooks Desktop looks for, and QFX is the Quicken flavour. We write QBO and OFX. We cannot write QFX: it requires a paid Intuit branding identifier issued only to financial institutions, and Quicken rejects files without a valid one — use the QIF export for Quicken instead.
Should I use OFX or CSV for QuickBooks Online?
QuickBooks Online has a native CSV upload that maps the Date, Description and Amount columns during import, so CSV is usually the most reliable path there. OFX is handy for desktop tools and for Xero and Quicken.
Is my statement uploaded anywhere?
No. The PDF is parsed locally in your browser with pdf.js, so your statement never leaves your device and nothing is stored on a server.
My statement is a scan or a photo. Will it work?
Only PDFs with selectable text convert. If you can highlight the text with your cursor it will work. Scanned or photographed statements are images with no text layer, so they are not supported.
Need to convert statements in bulk?
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